The financial system is broken…
… and you are caught in the middle of a retirement crisis…
… that almost no one is talking about…
… and it could cost you more than $4.6 million.
You didn’t do anything wrong. You worked and saved your whole life, but your investments didn’t grow like they were supposed to.
I’ll show you why in a moment, but first…
Would you like to get as much of that $4.6 million back as you can, safely and quickly?
Roger was in the same boat you are. He was worried about running out of money during retirement. And he didn’t think he could live the lifestyle he was hoping to after he retired.
Roger wanted to enjoy his golden years without stress, worry and embarrassment…
… and when he discovered a new retirement model that helped him become “collapse-proof,” wealthier and happier than he ever dreamed, he knew he was on to something.
Today Roger is on track to make up for all of his past losses and then some.
But before you see how Roger fixed his retirement, let’s talk about the elephant in the room – the broken financial system…
… and how this crisis affects you and your retirement.
In the 20th century, it used to be that you could save for retirement for 40 years (or less) and live off the interest after you retired – comfortably and securely.
Before the year 2000 the stock market grew about 9% per year (over the long haul).
That 9% number is what stock market people call “returns” or “annualized growth rate.” Your savings will grow much, much faster when you get higher returns.
Back in the 20th century, government was much smaller – about 90% smaller. So government regulation was much smaller, too.
“Free Enterprise” was way more “Free” back then…
… and it showed up in healthy stock market growth (usually).
So your savings would have grown to a very nice nest egg during that time.
But in the last 20 years government and its bureaucracy have grown to monstrous proportions. And that huge government burden has choked free enterprise and growth.
The biggest toll has come on the large corporations that make up the stock market. So the stock market is growing very slowly now.
Today the stock market is only averaging 4.47% returns each year. And that’s before brokerage and advisor fees, which are usually around 2.5%.
So you are left with a paltry 2% yearly growth…
… that won’t even keep up with inflation…
… and that means you are leaving 80% of your potential earnings on the table.
But there is good news…
The old retirement model no longer works, but now there is a new model that performs even better than the old one did.
Let’s say, for example, that you contributed $1500 each month to your retirement savings (your numbers might be different, but this will illustrate the point).
Your contributions would total $720,000 after 40 years. That savings comes from your labor.
Next let’s see how your investments would add up with the “old stock market” (9%) compared to “today’s stock market” (4.47%).
At 9% after 40 years you would have a total of $6,629,254.
Pretty good, huh?
But at 4.47% you would only have $1,998,229.
That’s like throwing away $4,631,025!
The chart below should help you see the difference.
The green line near the bottom shows how your contributions to your savings add up while you work ($720,000 in this example).
The red line shows the investment returns you would make in today’s stock market at 4.47%. You can see that it is a little more than double what you contributed by working.
But look at that blue line! The blue line just about shoots off the chart and shows the investment returns you would get at 9%.
The blue line is a textbook example of “Compound Growth.”
There is just no comparison.
The red line is also compound growth, but can you see how “flat” it is?
That’s because Compound Growth really takes off when it is around 10% or more.
Compound Growth is the “magic” that makes your money work for you…
… far faster and easier than you could ever do on your own.
And did you see how much higher the blue line was compared to how much you saved over 40 years (the green line)?
That’s over 8X what you saved by working.
You see, you will never save enough just by working.
And the cost of living keeps going up every year with inflation. So the only way to save enough for retirement is to put your money to work for you with compound growth.
But Compound Growth really only works if it is close to 10% or more.
You saw how cutting returns down to 4.47% caused you to lose out on nearly 80% of what you could have earned, right?
So that means if you want to catch up on your retirement savings, the ONLY way to do it is with investments that will give you the highest compound growth.
10% or more each year.
And even though the stock market is broken and government regulation and taxes seem to be out of control, there are still a few pockets of good investments out there.
Those good investments can get you 10% or more compound growth…
… and they can do it safely…
… month after month, like clockwork.
Better than the stock market.
Better by more than $4.6 million over 40 years.
But you don’t need another 40 years for this to work for you.
This is how Roger saved his own retirement.
And now Roger sleeps like a baby at night knowing his future is secure, his lifestyle doesn’t have to suffer and he will leave a nice nest egg for his family when he’s gone.
Roger got everything he was looking for with this new retirement strategy…
… and you can too if you are open to just learning more about it.
So take a look behind the scenes here to see how Roger did it.
PS: Roger was stuck in poorly performing investments that didn’t work. But when he discovered the secret to investing he turned things around and today is happier and wealthier than he ever expected. Now his family and friends look up to him and his financial worries are a thing of the past.
So maybe your “ah ha” moment is waiting for you just around the corner. Don’t miss out on what could be if you only say to yourself “what if?” You can find out in the free case study of Roger’s story.